Monday, May 11, 2020

Theres Something Wrong with Our Country When...

Theres Something Wrong with Our Country When... I just spent over an hour trying to research flights from Boston to sunny Key West. It would be easy if the connecting flights went through Miami or Atlanta, but alas, that couldnt be. So I searched for options with alternate connections. What I found was, if your flight originates from Florida and you wanted to fly directly to Key West, guess what, it seems impossible, unless you live in Miami. Otherwise, you would have to fly from Florida to New York, New Jersey or Georgia to get to your destination back within Florida. The airlines are troubled. I understand that, but when you end up on wild goose chases throughout the country, theres something wrong. How about health insurance. Ill take that on too. You lose your job, you cant afford COBRA so, your options are? In New York, your choices are slim. You could attempt to apply for HealthyNY, but make sure your family income is really low. Perhaps you could attempt SSI, again, I hope you make close to nothing. Chambers of Commerce sometimes are an option, and sometimes a little better than COBRA. Those are your choices folks. What are the solutions for the middle income? Risk not having any insurance? These are the people who will be facing a crisis soon. There is nothing in place for them. Take the health insurance coverage out of the hands of employers and you have something portable, like life insurance, you own it, no matter your employment situation. Our labor market has been more unstable. People are finding themselves suddenly and unexpectedly without a job. What if they cant afford health insurance? Once they get a new job, will their pre-existing conditions block them from gaining access to the coverage for the treatmentsthey need? OK,the other situation is that some people are so fearful about losing their health insurance, they hold onto jobs they dont like, do the bare minimum just to hold on to health insurance. That is not a win win. The employer gets less out of these employees. I could go on and on about the health care issue. I dont know the best answer, perhaps none of us do, but please, it is so broken, almost anything would be better than doing nothing. Somebody, please, propose a solution.

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